1. FIVE Do It Yourself Home Tips

    Make a list Think about what kinds of home maintenance and updates you'd like to take care of. Listing each thing you'd like to work on will serve as a checklist for you to keep track of your projects.   Assess your skills Consider whether you are able to do the projects yourself. In many cases you may need a professional to help you with the things you'd like to do. …Read More

  2. Three helpful things you can do as a borrower to prepare for the home buying process

    When you start to think about buying a home there are often a lot of things going through your mind. We put together this list to help you organize the confusion as you prepare to buy a home. 1 - Confirm that you are able to access vital financial information. Refresh your memory on how to access pay stubs, W2s, tax returns, bank statements, 401k statements, etc. The easie…Read More

  3. Is a digital mortgage the best option for you?

    There are a plethora of lenders out there that will offer the option to apply and be approved for a mortgage online. In the information age a lot of people are especially interested in this idea. What they may not realize is that a digital platform won’t collect vital information that could qualify them for a better rate, a better term, or even a better payment if that i…Read More

  4. Who Qualifies For FHA Loans?

    If you are looking for a first-time home buyer loan in Des Moines, you are likely trying to weigh the pros and cons of a variety of loan types. It can be difficult to navigate these financial waters alone, which is why our team at Halo Capital is here to help you. We provide the information and resources you need to make the process easier. We understand how exciting it ca…Read More

  5. 30 Year Mortgages Vs 15 Year Mortgages

    If you are looking into buying your very first home, the options can feel extremely overwhelming. Not only do you need to find the perfect home to purchase, but you have to figure out the best way to finance your home purchase. Navigating the waters of home purchasing can be stressful. At Halo Capital, we are here to help you work through the financing process. As a locall…Read More

  6. What Are First Time Home Buyer Loans?

    If you are in the beginning stages of buying your first home, you are very likely feeling overwhelmed by the experience. Buying a home is a complex process and carries with it a long list of important decisions to be made. From choosing the neighborhood you want to live in to picking the right home within your price range to finalizing the paperwork, there are numerous ste…Read More

  7. Welcome to Our Blog

    Welcome to our blog! As your local Des Moines hometown mortgage financing professionals, we are here to assist you with all your unique financial needs. We are not a large corporation that believes in a one-size-fits-all approach. Instead, we are a local business and we always cater to the individual client’s needs. We live here in Des Moines with you, and we understand …Read More